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Family Left struggling without their father and husband

Meet the Smith family. Living in Birmingham, Mr. and Mrs. Smith had what could be seen as the perfect life. A great marriage, gorgeous house and two beautiful children.

Until one day, their world was turned upside down.

Mr Smith was in a terrible accident, his injuries were severe. In the end, he didn’t make it.

This was particularly hard for Mrs. Smith, not just emotionally but financially. Her husband’s career had allowed them to live very comfortably, but the combination of:

  • expensive hospital bills
  • high funeral costs
  • mortgage payments

Ate through the family savings in months.

Soon enough, her mortgage company started chasing her for overdue payments. Mrs. Smith needed to get a job – and fast.

But she hadn’t worked for many years. Eventually she got a part-time job, but as she was putting her two kids through school, she couldn’t make ends meet.

The Smiths had to accept that their circumstances had changed beyond repair as their negotiations with the mortgage company failed. They were evicted from their beloved family home.

This resulted in:

  • Being rehomed in a council house
  • The kid’s having to move to a different school
  • A complete change of lifestyle

Ensure this doesn’t happen to you – find out what life cover you are entitled to here

Tragically, just months before his death, Mr Smith had considered taking out life insurance in case something happened to him. He wanted to ensure his family were comfortable after he was gone.

However, he decided that there were other, more important priorities and so pushed the issue aside.

Had he done this when he had been talking about it, the family would have had money to fall back on after his passing.

If there is one piece of advice we can give you, please do not put off getting life insurance. Set aside a little money each month to pay into your policy, and you can prevent your family ever having to go through what the Smiths had to cope with.

We can help. We have a highly experienced team of experts just waiting to help you navigate your life insurance policy. Get in touch today and we will find a plan that is right for you.

**Disclaimer – the story above is a work of fiction, but is based on real events.

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