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Your Independent Mortgage Advisers
Your Independent Mortgage Advisers
Access Financial Services
100% - suitable advice for your needs
Our specialists have years of experience, so no matter what your goal, we have the skills and expertise to make it happen.
Access Financial Services
100% - suitable deal for your needs
Want to start a family? No matter your end goal, we can personalise your quote to fit your unique circumstances.
Access Financial Services
100% - your best interests at heart
We believe in your dreams like they are our own. We will be with you on every step of your journey.

What are short term bridging loans?

Short term bridging loans were created for those on the property buying journey, providing an extra cushion of security in between selling your current home and buying your new one. Financially, this is a period that could be stressful for your family – a short term bridging loan can relieve some of the worry.

This kind of loan is also useful for those interested in property development, allowing you to buy, turn around and sell a home more quickly. Short term bridging loans can be fixed – the same amount of interest every month - or variable – where payments change – depending on what is best for you.

There are typically two types of policy – open-bridge and closed-bridge. Closed bridge is when there is an identifiable point where the loan will be paid back – open bridge is much more risky as there is no such date.

The policy you can get depends on a number of factors – the size of your current property, the security available and your income.  It is also important to note that there are high interest rates and some fees involved with these loans, and so they are not for everyone.
That is where we come in. Access Financial Services brokers have copious years of experience, but more importantly: we listen to your needs and treat them like they are our own. Based on the information you provide for us, we will always aim to ensure you’re making the smartest financial decisions, and always explain this to be easily understood.

Speak to an expert on 0800 999 3939

What sets us apart?

We like to keep things simple; we’ll offer you good advice on the market in the most straightforward manner,
and aim to provide you a first-class customer service at all times.

Why choose us
Hassle-free loan comparison
We know the market inside out. No matter what you need from us, we can compare hundreds of deals in an effort to find your perfect fit.
Why choose us
Straightforward expert advice
Rest assured that all services will be explained in simple, easy to understand language. The better you understand your options, the more informed a decision you can make.
Why choose us
We do the hard work
We go above and beyond to not only supply market-leading offers, but we are always making sure we are one step ahead of the curve, constantly tracking industry innovation to best service our clients. No matter what, we will get you a suitable deal, tailor-made to your personal needs.
Why choose us
Putting you first
We care about your needs like they’re our own. Whether you want to expand your family or making later life comfortable with your well-earned pension, we will endeavour to make your dreams come true with our years of experience. Plus, we’re always on the other end of the phone for extra advice.