0800 999 3939   Facebook   Twitter   Instagram   LinkedIn
Your Independent Mortgage Advisers
Your Independent Mortgage Advisers
Access Financial Services
100% - the best advice on the market
Our specialists have years of experience, so no matter what your goal, we have the skills and expertise to make it happen.
Access Financial Services
100% - the best deals for your needs
Want to start a family? No matter your end goal, we can personalise your quote to fit your unique circumstances.
Access Financial Services
100% - your best interests at heart
We believe in your dreams like they are our own. We will be with you on every step of your journey.

What is whole of life insurance?

Whole of Life insurance is a policy that is guaranteed to pay out to your loved ones after you pass away, as a means of ensuring they are both financially secure and also able to manage any commitments you leave behind. This is lifelong protection that can make a difficult time that little bit less stressful.

You can choose different plans depending on how you would like to pay your premiums. You can make payments up until the day you die, for a set period of time, or as a one-off sum. Your money can also be used as investments, which could create a higher return in the future.
There are a number of factors to consider with whole of life insurance – how many dependants will you have? Will there still be mortgage payments due after your death? How much of an inheritance would you be leaving behind?

As it involves a guaranteed financial payout, whole of life policies can be a little more expensive than regular life insurance, so it can be tricky to figure out which option best suits your needs. The cost of your premium can also vary depending on your age, health – even your smoking habits come into play.

Our financial experts will get all the information they need from you to properly determine if a whole of life insurance policy is the right choice for you and your family. We know that insurance can be confusing, so we will explain your options without financial jargon so you are fully informed to make the best decision.

Speak to an expert on 0800 999 3939

Free initial protection consultation

Supply your details below and we’ll get straight back with a free consultation

What is 10 plus 15?*
Spam prevention