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Access Financial Services
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Watch our video to explain how Equity Release works...

Making the most of your later years

Equity release is simple; if you are over 55 and want to have some extra money – perhaps to secure an inheritance for your family - you can take some of the equity tied up in your home and get it released as a large lump sum, a number of small amounts, or a mix of both.

Our financial experts will explain your options to ensure you understand exactly what is involved in an equity release. Perhaps you would like to go on that dream holiday in your twilight years; maybe you simply have unforeseen circumstances where you need a little financial boost.

We will always strive to make this process as stress-free as possible for you, so you can sit back and relax.

To understand the features and risks, please ask for a personalised illustration.

Speak to an expert on 0800 999 3939 or compare plans


See how much money you could release from your home

Use our equity release calculator to give you an idea of how much you can borrow.

Your Age:   Property Value:
Up to: £ *
* The amount shown is only an indication. This allows us to work out what percentage of your home’s value is available to you.
Want to find out more?
Call us on 0800 999 3939 or email us

Some of the Lenders we work with

Why equity release?


Making life easier

We work with a number of market-leading lenders, so we will always be able to source suitable offers on the market for you. Our financial experts will keep you updated during every step of your equity release, so you can sit back and relax.


Lending a hand

We are always at the end of the phone, ready to explain your options in simple terms – you don’t need to worry about understanding financial jargon while you are working with us. We care about your needs as if they are our own.


Staying at home

An important thing about taking an equity release is that you don’t need to worry about moving out of your beloved family home. Even after releasing some of your funds, you can remain in your property for life, so your future is completely secure.

Your next steps...

Not sure what to do next? It’s simpler than you think, see the whole process in just 3 steps.

Three Steps

Speak to an Equity Release adviser

Common questions answered

Will the money from my equity release be taxed?

The money itself is tax-free – however, tax may be payable if you use the money to make an investment, put it in a savings account or secure an income.

How much can be released from my home?

The amount you can release will be entirely personal to you, as it is based on your age, home value and lifestyle. Factors such as inheritance, a joint plan with your partner and even specific medical conditions can increase the amount you can release.

What if I haven’t paid off my mortgage yet?

You will need to use part of the money from your equity release to cover any remaining mortgage payments. Once you have done this, the money is yours to spend how you wish.

Can I still move to another property?

This is subject to certain conditions, but in general you can move into another property if it is deemed suitable by your property provider. An example of these homes would be those within a retirement complex.

What if I need to go into care – what happens to my partner?

It depends if your plan is joint or individual. If you choose an individual plan and need to go into care, you would have to sell your home and repay the equity you released – plus interest. If it is a joint plan, your partner can remain in the home.

What fees will I need to pay?

There are some costs – legal, arrangement and valuation fees for example. You will either need to pay these upfront, or this needs to be added to the lump sum you are taking.