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Your Independent Mortgage Advisers
Your Independent Mortgage Advisers
Access Financial Services
100% - suitable advice for your needs
Our specialists have years of experience, so no matter what your goal, we have the skills and expertise to make it happen.
Access Financial Services
100% - suitable deal for your needs
Want to start a family? No matter your end goal, we can personalise your quote to fit your unique circumstances.
Access Financial Services
100% - your best interests at heart
We believe in your dreams like they are our own. We will be with you on every step of your journey.

What is income protection insurance?

Income protection policies are designed to provide tax-free financial support if you ever find yourself in a situation where you need to take extended time off work because of illness or injury, to ensure you are financially stable while you focus on what really matters.

Every policy is different and will cover different conditions and levels of health. The cost will depend on your job, age, the percentage of your income that you will need covered and your current health. The length of time it takes to claim your policy can be determined by the amount you pay each month. Once everything is in place, you can claim as often as you need to and your coverage will last either until you start working again, or until retirement.

It is clear that there is a lot to think about when debating if you should get income protection insurance – can you afford to keep up your household if you fall ill and can’t work? What level of cover can you comfortably afford? Will your savings or sick pay adequately provide for your loved ones?

These are not issues you need to worry about. At Access Financial Services, our experienced advisors will ask all the questions to get a detailed understanding of exactly what you need from your coverage in order to provide accurate, personalised advice to cover your next steps. Plus, our dedicated customer hotline means someone is always at the end of the phone to address any issues you might have.

Speak to an expert on 0800 999 3939