Every policy is different and will cover different conditions and levels of health. The cost will depend on your job, age, the percentage of your income that you will need covered and your current health. The length of time it takes to claim your policy can be determined by the amount you pay each month. Once everything is in place, you can claim as often as you need to and your coverage will last either until you start working again, or until retirement.
It is clear that there is a lot to think about when debating if you should get income protection insurance – can you afford to keep up your household if you fall ill and can’t work? What level of cover can you comfortably afford? Will your savings or sick pay adequately provide for your loved ones?
These are not issues you need to worry about. At Access Financial Services, our experienced advisors will ask all the questions to get a detailed understanding of exactly what you need from your coverage in order to provide accurate, personalised advice to cover your next steps. Plus, our dedicated customer hotline means someone is always at the end of the phone to address any issues you might have.